UNDERWRITING TOOLS FOR INVESTORS
Know all your numbers before you pay for it.
Rental analysis, valuation, and the calculators underneath them. Every figure shows the inputs it came from.
01 · FLAGSHIP TOOLS
The three that carry a whole deal.RENTAL ANALYSIS REPORT
Rental and cash flow analysis
$37/mo
CASH FLOW AFTER DEBT SERVICE
25% down at 7.25%. Rent, expenses and financing projected year by year across the hold.
Run a rental analysisE-VALONLINE VALUATION
Don't second guess your property's value
$293,684
RANGE $289K–$298K · 3 COMPS
Every comp adjusted, with the spread between them shown rather than averaged away.
Value a propertyAPPRAISAL REBUTTAL REPORT
Lower appraisal? Review what was missed.
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SUPPORTED ABOVE THE APPRAISED VALUE
Cites the errors, attaches the skipped comps, formatted for the ROV desk.
Build a rebuttalFix & flip
$42,604
NON-DUTCH · $400K
DSCR
1.08×
AMORTIZING · $2,800
BRRRR
$17,713
ARV $265K · 75 LTV
70% rule
$215,000
ARV $400K · $65K REHAB
Refi
15 mo
7.5% TO 6.25%
Lender table
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DSCR · 75 LTV
03 · RESEARCH
Appraisal Types Compared
What each valuation product actually is, what it costs and when a lender will accept it.
METHOD
DSCR Loan vs Conventional
One qualifies you, the other qualifies the property — and the prepayment penalty nobody leads with.
DATA
Hard Money vs Private Money
A lending business against a person with capital, and why the rate is the smallest part of the cost.